How many houses can I afford? | Nerdwallet

To calculate how much home you can afford, we take into account a few main things, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a advance payment. As a home buyer, you’ll want to have some …

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How to start paying off student loans after college

The most important thing to know when you start paying off student loans is when your payments are due. Repayment begins at the end of your student loan grace period, usually six months after you graduate or leave school. Making that first payment on time will put you on the …

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Square takes its big step in the banking sector

Share Tweeter Share Share Share E-mail It looks like Square is interested in becoming something like a bank. According to WSJ reports, Square intends to submit an application later today (Sept. 7) to form a fully owned and operated bank in Utah. This business unit would be called Square Financial …

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Is it better to study economics or computer science?

of and both? department Economist Arnold Kling points out that while fewer students are enrolling in computer science specialization programs, the number focusing on the economy is exploding. It’s probably a rather cyclical trend – but Kling suggests it’s not necessarily a bad thing. His argument seems to be that …

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Which Delta Air Lines Credit Card Should You Get?

Delta Air Lines travelers can choose from four co-branded airline credit cards, which can accommodate beginners, leisure travelers and seasoned road warriors alike. Delta Cards aren’t your only choice for earning rewards on flights, of course. General travel cards also have a look. But if you’re considering Delta-branded cards, which …

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Agencies ask lenders to offer small loans

Share Tweet Share Share Share E-mail Five federal financial regulatory agencies are encouraging banks, savings associations and credit unions to offer small loans to consumers and small businesses in response to the coronavirus pandemic. In one joint statement released on Thursday, March 26, the Federal Reserve Board of Governors, Consumer …

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How to live with the low limit on your first credit card

The thrill of being approved for your first credit card may subside – at least a little – when you see the news punctuate this congratulatory message: Your new credit limit is lower than you expected. Mental arithmetic therefore begins. Can you shop for a full month without flying too …

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5 steps to take before consolidating your credit card debt

Although Americans hold more than $ 1 trillion in revolving debt, according to the Federal Reserve, many have never tried to consolidate what they owe. In our recent survey out of more than 1,000 credit card users, 48% of respondents indicated that they had never tried to consolidate their credit …

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Don’t be afraid to test your car salesman

If you work with a good car salesperson the buying process can be fun and you will be more confident than you are. Make a good deal. Unfortunately, most people think they should stick with the salesperson who catches them first, even if they start to feel pressured, intimidated, or …

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