Delta Air Lines travelers can choose from four co-branded airline credit cards, which can accommodate beginners, leisure travelers and seasoned road warriors alike.
Delta Cards aren’t your only choice for earning rewards on flights, of course. General travel cards also have a look.
But if you’re considering Delta-branded cards, which have specific benefits, choosing the right one depends on the benefits you want and the annual fee you’re willing to pay.
The basics at a glance
Examining the basic features of the map side by side helps in the choice.
What is different?
Like most mega-airline credit card queues, Delta’s offerings range from low annual fees – in this case $ 0 – a luxury card, in this case with access to the airport lounge, for $ 550. Conditions apply.
The more you pay, the more rewards and benefits you get. The key is to assess whether you will be using these extras and whether they are worth paying the higher annual fee.
Checked baggage and early boarding
Checked baggage fee waivers can be a huge savings when checked baggage can cost $ 60 round trip. And the Delta Cards that offer it are generous, with the cardholder and up to eight others on the travel itinerary qualifying for free first checked baggage. Early boarding is also a benefit that many travelers enjoy. Conditions apply.
The biggest difference here is the Blue American Express Delta SkyMiles® Card does not offer free checked baggage or early boarding. The other cards do.
the American Express Delta SkyMiles® Platinum Card and American Express Delta SkyMiles® Reserve Card come with annual accompanying certificates, a rare and valuable perk that covers the cost of a domestic round-trip ticket for someone traveling with you once a year. That alone could offset the annual membership fee. Conditions apply.
While all of these cards offer bonus rewards for Delta purchases, the three cheapest cards all offer additional bonus categories as well. Conditions apply.
Access to the Delta SkyClub
the American Express Delta SkyMiles® Reserve Card offers full access to airport lounges and Delta-branded Centurion lounges. You will get two unique Delta Sky Club guest passes each year. the American Express Delta SkyMiles® Platinum Card comes with discounted daily access – $ 39 per day, at the time of writing. The two lowest level cards have no lounge benefits. Conditions apply.
What is it the same?
All cards issue rewards and bonuses in Delta SkyMiles.
20% in-flight savings
All cards offer the same 20% statement credit for in-flight purchases such as food, alcoholic beverages and headsets on flights operated by Delta. In-flight wireless Internet access is excluded. Conditions apply.
All cards come from the same issuer. American Express is widely accepted in the United States, but you may come across suppliers overseas who won’t.
An airline card is not your only choice. General travel credit cards offer rewards that can be used on a variety of travel expenses, not just for a single airline. Redeeming rewards for credit for a Delta Air Lines purchase or other travel expense essentially “wipes” them from your balance. This makes these cards a good choice for people who market their business.
Also, keep in mind that some credit card rewards can be converted to Delta SkyMiles. Examples are American Express Membership Rewards and points from hotel loyalty programs such as Marriott Bonvoy, Hilton, IHG and Radisson.
How to decide
All leaflets, except the most occasional, could exclude the Blue American Express Delta SkyMiles® Card. There are so few perks, including no free checked baggage, that it might not be worth bothering unless you really want SkyMiles and insist on an annual fee of $ 0. A simpler cash back card could bring more value.
The closest call for most Delta flyers may be between the American Express Delta SkyMiles® Gold Card and American Express Delta SkyMiles® Platinum Card. If you are using the companion pass, go to American Express Delta SkyMiles® Platinum Card.
Airport lounge membership and a First Class Domestic Pass are differentiators for the American Express Delta SkyMiles® Reserve Card.
Ultimately, choosing the right card means choosing your benefits and deciding whether the annual fee – or lack of it – is right for you.
To consult the rates and costs of the Blue American Express Delta SkyMiles® Card, see this page. To consult the rates and costs of the American Express Delta SkyMiles® Gold Card, see this page. To consult the rates and costs of the American Express Delta SkyMiles® Platinum Card, see this page. To consult the rates and costs of the American Express Delta SkyMiles® Reserve Card, see this page.